How Much Does LASIK Cost with Insurance?
LASIK surgery has become a popular choice for patients looking to reduce or eliminate their dependence on glasses or contact lenses. When you’re exploring your vision correction options, eye surgery cost is likely one of your top considerations. And for good reason—LASIK is a significant investment. In this blog post, we’ll explore how much LASIK costs with insurance and what factors into the price.
How Much Does LASIK Eye Surgery Cost in Texas?
LASIK Eye Surgery is an elective surgery, which means that most health insurance and vision insurance plans will not cover the procedure. While it is up to insurance companies to determine what is covered and what is not, we understand patients may look for other ways to cover the cost of LASIK. So how much is it? The short answer is that the average cost of LASIK in Texas can range from $2,000 to $3,000 per eye, depending on a number of factors. These include the type of laser used, whether you are using a chain LASIK procedure Groupon or choosing a quality experienced surgeon, and the geographical location of the practice.
Average Cost of Contacts and Glasses
While the sticker price for LASIK surgery may seem high at first, the constant cost of glasses and contacts is much more expensive. Consider this, you start wearing glasses at the age of 7. You need a new pair every year, in addition to wearing contacts (you need about 4 boxes of them each year, too). For your contacts, you need bottles of solution, cases, and eye drops. For your glasses, you need cases, cloths, and prescription sunglasses. All of which equate to thousands more dollars long term. For example, a person that begins wearing glasses at age 18 that purchases new glasses every year at about $150 and also buys 4 boxes of contacts at $40 ends up with the average lifetime visual aid cost of $31,110. That’s about 5 times more expensive than laser vision correction!
Does Insurance Cover LASIK?
It’s important to note that insurance companies usually only cover procedures they consider to be “medically necessary”. While we understand living in glasses is burdensome, most insurance companies consider that to be fine. This is why aside from insurance, we offer financing to our patients to help make it affordable.
When it comes to LASIK surgery there are a number of ways to make it more affordable— including Flex Spending Accounts (FSA) or Health Savings Accounts (HSA). FSA and HSA both allow you to set aside money pre-tax to cover eligible medical expenses, including the cost of LASIK surgery.
How Much Does LASIK Cost If You Don’t Have Insurance?
There are a few other ways to finance your LASIK surgery if your insurance doesn’t cover it. Many laser eye surgery centers offer financing options with low- or no-interest rates. CareCredit is another option; it’s a credit line specifically for healthcare expenses that offers promotional financing options. In addition to care credit, we also offer Alphaeon and T.H.S. (another 3rd party healthcare insurance provider.)
The cost of LASIK surgery may be an important consideration for patients looking to get the procedure. However, there are a number of ways to finance the cost of LASIK surgery, including through insurance coverage, FSA/HSA accounts, and third-party lenders. By taking advantage of these options, you can make LASIK surgery achievable.
Schedule a consultation to talk to one of our doctors about LASIK and how you may be able to ditch your contacts and glasses. You can either contact our team at (210) 585-2020 or by sending us your contact information here!
Be sure to talk to one of our doctors about not only the benefits of LASIK, but also any risks of LASIK that may pertain to your individual needs and circumstances.